Cliff recently helped me with a cash-out refinance of my home. He was incredibly responsive and took his time to be sure I had the support I needed to submit the paperwork and documentation. The rate was very low, we closed in under a month, and I was able to do everything remotely, which made the entire process incredibly efficient. Above all else, Cliff is a good person and I was happy to give him my business- beyond that, he was caring, patient, and professional, and now we have the money available to purchase a vacation home that my family can enjoy for generations.